With only 5 states to go, this week we plan to buy a mobile home in Minnesota. Minnesota is home to more than 5.6 million people. This is probably the reason why so many people make mobile homes their new home.
Minnesota Facts & Figures
I bet you didn't know that Minnesota is home to over 10,000 lakes. This makes it an ideal location for vacation homes such as park models. Here are some other interesting facts about mobile homes in Minnesota:
Average price of a second-hand house: $ 62,229
Average model year of a used house: 2009
Average size of a used house in square feet: 1236
Average locations in a prefabricated community: 115
Average year of community development: 1983
Number of age-restricted communities: 14
Number of communities of all ages: 312
Know Before You Buy
Before buying a mobile home in Minnesota, you will want to visit the Minnesota Manufactured Housing Association page. While you're at it, you can find potential communities, retailers, a list of builders in the state, and where to find help for financing and insurance needs.
1540 Humboldt Ave.
W Saint Paul, MN 55118
And after the sale
Minnesota is one of the many states that still consider manufactured homes as personal property rather than real estate. You will need to assign a title to your new or new house to your local DMV using the application for title to a prefabricated house form.
Remember that when you buy a mobile home in Minnesota, the state recognizes the mobile home if it is placed on private property that you own and if you have a mortgage, that home is then secured from permanently to real estate. In this scenario, the certificate of origin should be given to the driver and vehicle services and it is canceled. Once delivered, the owner must then register the affidavit of the prefab house affixed to real property with the county registrar or the county title register where the real property on which the prefab house is affixed or located.
Reseller and installation issues
If you buy a new mobile home, it includes a one year manufacturing warranty. Any problem or defect from the factory or during installation can be resolved by contacting your dealer. They usually have staff who handle any problems that arise. Remember to keep a record of all correspondence (usually contact them in writing by certified mail) in order to have a paper trail in case your problems are not resolved.
If you cannot resolve your problems, it may be time to file a complaint to manage your problems. Minnesota operates its own HUD dispute resolution program and information regarding the filing process can be found on the Minnesota Department of Labor and Industry website or by contacting the office directly at:
Minnesota Department of Labor and Industry
Building Codes and Licenses Division
443, chemin Lafayette Nord
St. Paul, MN 55155-4341
Living in a mobile home in Minnesota
One of our favorite parts of this state series has been to take a look at some of the wonderful homes that can be found in each state. Zillow had over 300 mobile homes the last time we checked. You can also find mobile homes on the Facebook Marketplace and other real estate agent websites. Many options are available.
With a constantly growing population, buying a mobile home in Minnesota is a smart choice for potential buyers. Not only are they more economical than houses built with sticks, but they also retain their value as well as conventional houses! Stay tuned as we finish our state guide series with only 4 states to cover, with a glimpse of New Jersey next week.
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